We are turning off our cable. It’s just too expensive to justify on one income with a budget to tight for savings so we have made the choice it has to go.
Why? Why not keep it and use credit cards (which we paid off in anticipation of one income) if something unexpected comes up? Or use our emergency savings?
Because it is a want, not a need so it can not stand in the way of needs (like responsibly budgeting and saving).You should never put yourself in precarious financial situations over wants. My generation (i’m 27) seems to believe we are entitled to every comfort. That they are necessary. They aren’t.
You do not need or deserve cable or a smartphone or internet or brand name food or a gym membership. You are not owed anything from anyone.
The sooner you recognize this the sooner you can develop a healthy relationship with money.
I literally cringe when I hear someone complain about being broke while they drink starbucks, smoke a cigarette, eat in a restaurant, go to the gym or watch their cable tv. If you do not have money then you do not need to buy these things. Stop buying the lies.
Stop letting them convince you that it’s ok or normal to have credit card debt. (Or student loan debt which is another story for another post).
I’m canceling the cable and you know what, i’m not that sad. We’ll still watch some stuff online sometimes or check out movies from the library but honestly it was costing me more than money anyway. I will be glad to have the time and the money back and I will feel peace of mind knowing that our budget won’t be as tight each month.